Asking someone to pay you back usually means sending an account number they then have to type over. SEPA QR makes a QR code instead: they point their banking app at it, and the name, IBAN, amount and message are filled in for them.
Who it’s for
Anyone in the euro area who asks for money now and then: a club collecting its membership fee, a school trip, a shared dinner, an invoice. Print the code on a letter or a poster, or show it on your screen. The site is in Dutch.
Features
- The European standard. The code follows EPC069-12 from the European Payments Council, the format most European banking apps recognise.
- Checked as you type. The IBAN is verified with its check digits, the amount must fall within what a transfer allows, and a Belgian structured message (+++…/…/…+++) is checked too.
- Free text or structured message, and an optional BIC.
- Download as PNG to put the code in a document or an email.
- Works offline, even from a USB stick: it is one web page with no server behind it.
Free, no account, nothing to install.
Privacy
Your payment details never leave your browser. The QR code is drawn on your own device, the form is never sent anywhere and nothing ends up in the page’s address. Visits are only counted with Google Analytics if you accept it, and even then it never sees what you typed. The details are in the privacy policy (in Dutch).
Open source
SEPA QR is open source under the MIT licence: the code is on GitHub. Put the files on any web server and it runs.
Made by
Made in Belgium by Marijn Vandevoorde, as Small Victories BV.

